john wilkinson

On September 7, 2017, one of the biggest credit reporting agencies in the U.S., Equifax, publicly announced one of the most scandalous security breaches in history. The company’s highly-secured and sophisticated data system was hacked by unknown cyber intruders. As a result, personal data which include the social security, credit card, and driver’s license numbers, …

THE EQUIFAX HACK Read More »

A recent study by NerdWallet revealed that most Americans need to learn more about the fundamentals of credit scoring. Most Americans are oblivious about the quantity of credit scores being utilized by the credit industry today. With FICO scores alone, the most widely-used credit scores in the country, a consumer can have as much as …

Different Types of Credit Scores Read More »